3 Tips to Help Pay for Your Wedding

The average cost of a wedding in Canada in 2013 was $32,358, according to survey by Weddingbells magazine. That figure includes the honeymoon, but still—that’s one sky-high, stress-inducing number. Unless you decide to renew your vows at some point, you only get to experience that special day with your soul mate once. Brides are particularly stressed throughout the months leading up to the big day, while grooms generally count down the hours to hearing “You may kiss the bride” and ending the madness. Reduce stress on both sides by lowering your wedding expenses.

Go Frugal

The annual David’s Bridal “What’s On Brides’ Minds” survey found that 75 percent of women would rather have their weddings paid for than lose 15 pounds this year. Saving money is usually equally important to both husband and wife. Instead of hiring a DJ for the reception, use your home stereo speakers and MP3 player with the music you already love on it. Borrow as much stuff as you can, like the veil from a friend’s recent wedding or your buddy’s tuxedo. Websites like DIY Network and Wedding Paper Divas offer cheap and free downloadable invitations you can print from home.

Never take the first offer you get from officiants, florists and other vendors. Get a few quotes and decide which is best based on price and quality. You may even be able to negotiate prices by providing vendors with estimates from competitors.

Try Crowdfunding

Movie directors, inventors and entrepreneurs have turned to crowdfunding as a means of financing their endeavors. Lovebirds are doing the same with their weddings. As of late June there were more than 1,500 active wedding and honeymoon campaigns on GoFundMe, according to the popular crowdfunding platform.

Launching a crowdfunding campaign does not mean people will actually contribute, though. One way to get started is by sharing your campaign with friends and family on social media. Tell them a cash donation, in lieu of a gift, would be a very helpful for wedding expenses, future bills and even the honeymoon. Only ask for what you absolutely need. A crowdfunding goal of $1,000 to pay for the reception venue is much more attainable than trying to raise $20,000 for the entire event. Crowdtilt, BoostUp and The Crowded Wedding are three other crowdfunding platform options to explore.

Take a Financial Inventory

The reality TV show “Pawn Stars” serves as a reminder that the means to finance your wedding may be gathering dust in your basement or attic. If you have old comic books, baseball cards or antique items hanging around, get them professionally appraised. They could help fund your wedding.

Some couples may be able to come up with a large amount of money using other ways, too. Those receiving annuity or structured settlement payments could sell their future payments to a company like J.G. Wentworth. The lump of cash could help cover the wedding and maybe even the honeymoon. Also consider selling any stocks or bonds you may hold.

You could also consider filing a new TD1 Personal Tax Credits Return form or a T1213 Request to Reduce Tax Deductions at Source, which will increase your take-home pay. The difference can be made up by increasing withholding at the end of the year or simply paying the tax bill when it comes due.

Stress and anxiety are a normal part of wedding planning. But a little creative accounting can substantially decrease both.

The Taking of Photos (or Not) At Your Wedding

By Rev. Alan Viau

With the pervasiveness of digital cameras, the question of allowing the taking of photos at your wedding is an important one. It is up to the bride and groom to give clear instructions to their guests on their expectations. Otherwise, there will be at best confusion and at worse some bad experiences.


Uncle Chuck getting into all the shots

When I started performing weddings 10 years ago, guests taking pictures wasn’t a big deal. Digital cameras were small things and people were discreet.

The advent of DSLR cameras changed things. Cameras with fancy features and big lenses started appearing at weddings. Guests began getting less discreet believing they were equal to ‘pro’ photographers. They started getting in the way. I recall one wedding where I felt surrounded by Paparazzi hounds. They encircled the couple and me, three deep… and of course the seated guests couldn’t see or hear a thing.

Tablets have not improved the situation. There are instances when I never seen the face of a guest during the ceremony because it has been behind a tablet the whole time.

That’s when I started taking a default position about photography. I announce at the start of every wedding that guests can only take photos from their seats… and let the hired photographer take great memories for the couple.

However, it is really the couple who need to state what they want as far as guests taking photos. They need to be clear with instructions as to what they want done. If instructions are not communicated, then you can end up with the situation shown in the photo above.. Uncle Chuck appears in many of the photos the hired photographer was taking because he wanted to be in the action.

In addition, it is proper protocol to ask the minister/ officiant what they will or will not allow for photography and videography. Otherwise you may end up with an ugly scene like this one that was posted on Youtube. My personal experience is that photographers will ask me before the ceremony what I prefer and they are discreet. If they don’t seek me out – I find them and have a chat to avoid awkwardness. That’s because some are not so discreet believing they can be anywhere and are very disruptive.

The way I see it brides and grooms have three choices:

Disallow any photography during the ceremony. This is becoming a more popular choice. It allows for the guests to be fully present during the service and experience the joy and love of the occasion. In addition, couples often ask to not have any photos posted on social media sites before they have a chance to do it.

Encourage all forms of social media posting. This is the other extreme where you give your audience the hashtag for Twitter and Instagram and have at it. The wedding is seen as a social forum to share. Please discuss with your minister/ officiant and pro photographer so there are no surprises. It is an adventure to see the Tweets, Instagrams and Facebook posts – which may or may not be a flattering picture or comment.

Allow limited photography. In this case, it is as I currently instruct most of the time, guests can take pictures from their seats only. Don’t follow the couple around during the photo shoot. Be proper and give some sense of propriety and distance.

I find that when the couple has a clear mindset on this issue and give proper guidance then the guests will follow suit. Nonetheless, if you know there is an Uncle Chuck who could potentially photobomb your event, it is totally appropriate to have a private chat with them.

DIY Cookie Bar

By Genevieve Pelletier

Everyone is looking for the next big wedding idea, something that their guests will love and be surprised by. They want their guests to walk away from the reception saying “that was such an incredible idea”. Candy bars, and popcorn bars are trendy these days, but why not do a cookie bar?

We have all enjoyed desserts created by pastry chefs, but we secretly love the good old fashion treats our parents used to make. Does anyone ever outgrow the childhood pleasure of biting into a gooey chocolate chip cookie? Smelling oatmeal raisin cookies baking in the oven? Or the impossible task of waiting for shortbread cookies to cool?

This great DIY can be a cheap and amazing addition to your reception. Your guests will not expect it, and more importantly, they will love it. The best part is cookies can be made and frozen in advance. Displaying them at your reception can be as simple as laying them out on trays, or as fancy as having each cookie with shot glass of milk. You could even have little milk cartons and attach thank you notes to them. Here are a few easy recipes to start you on your way to creating the perfect cookie bar. All recipes are adapted from www.allrecipes.com where you can find hundreds of different varieties to choose from. So invite your bridesmaids, friends and family members over for a fun day of baking and bonding.

1. Lemon Cookies
(Makes 3 dozen cookies)

1 (18.25 ounce) package of lemon cake mix
2 eggs
1/3 cup vegetable oil
1 teaspoon lemon extract
1/3 cup confectioners’ sugar for decoration

Preheat oven to 375 degrees F (190 degrees C).

Combine cake mix eggs, oil, and lemon extract in a bowl and stir until well blended. Dust cookie dough by dropping teaspoons of dough into the powdered sugar and roll the cookies around until lightly coated. Roll them around until they’re lightly covered. Place on an un-greased cookie sheet and bake for 6 to 9 minutes. The bottoms should be golden brown and the texture chewy.

2. Cookie Brittle
(Makes 2 dozen bars)

1 serving cooking spray
1 cup butter, softened
1 cup white sugar
2 cups all-purpose flour
1 cup semi-sweet chocolate chips, divided
1 cup peanut butter chips, divided

Preheat oven to 350 degrees F (175 degrees C). Line a 15×10-inch baking pan with  foil and lightly coat foil  with cooking spray.

Using an electric mixer, beat butter and sugar until fluffy. Slowly beat in flour. Fold 3/4 cup of the chocolate chips and 3/4 cup of the peanut butter chips intothe dough. Press dough into the pan and sprinkle the remaining chips on the top. Bake about 25 minutes until lightly browned and then allow brittle to cool in the pan for about 10 minutes.

Lift the aluminum foil out of pan and place brittle on a wire rack. Once completely cooled, cut  the brittle into 24 bars.

3. Almond Butter Cookies
(Makes 2 dozen cookies)

2 cups all-purpose flour
1 cup crushed almonds
1 cup butter, softened
7 tablespoons white sugar
1/2 teaspoon vanilla extract
1/2 teaspoon almond extract

Preheat oven to 350 degrees F (175 degrees C).

Mix  flour, almonds, butter, sugar, vanilla extract, and almond extract in a large bowl until well blended.

Roll the dough into teaspoon sized balls and place 2 inches apart on ungreased baking sheets. Bake about 15 minutes or until golden brown.

It’s always important to remember your guests dietary needs when deciding on which cookies to make. If your guests have nut allergies then choose nut free recipes. If there is a gluten allergy, choose some gluten free options. Also, don’t forget to pick a few classic cookies as well. Chocolate chip, peanut butter or sugar cookies are always a crowd favourite.

Why not make an event out of the cookie baking? Invite some girlfriends to meet you in the Byward Market for a light breakfast, and then pick up all your fresh ingredients from local vendors. You can find locally made chocolate, freshly laid eggs, and many of the other ingredients you will need. This is a easy activity that will bring a lot of fun and smiles to your wedding reception. Who doesn’t love a good cookie?

What’s Your Ring Type? Wedding Bands to Fit Every Personality

http://cop-11.eproofs.ca/wp-content/uploads/2014/09/GoingPlatinum.jpg(NewsUSA) – It’s one of the toughest decisions for any bride and groom — and, no, we don’t mean where to seat feuding relatives at the wedding reception.

We’re talking wedding bands, symbols of eternal love, and the most important pieces of jewelry a man and woman will ever own.

In the search for the perfect wedding bands, many couples turn to platinum to ensure they are getting the best value for their money. With a bevy of styles and a range of prices — a platinum band can be purchased starting at $1,000 — it’s easy to find a ring that best suits the bride’s personality.

“No matter what ‘type’ you are,” says style expert Michael O’Connor, “you’re guaranteed of getting the best possible ring for the price because platinum, being naturally white, will not fade or change color, lasting over a lifetime of wear.”

What’s your ring type? Read on:

* Down-to-Earth. This no-nonsense bride has been planning her wedding for years — with the stacks of bridal magazines to prove it — and knows exactly what she wants.

Ring type: Instead of anything too delicate or dainty, look for a heavier, more solid design. A simple platinum band or one with a bezel set diamond ensures a timeless look.

* Adventurous. She’s a risk-taker who’s feeling so daring about her nuptials that she may even have considered eloping. (Well, at least a destination wedding.)

Ring type: A dynamic personality requires a stand-out ring, so go for a platinum band set with colored stones or intricate engraving.

* Social butterfly. This people-pleaser loves to entertain and wants to ensure that her wedding day is special for every single guest.

Ring type: A small, discreet gemstone, like a single solitaire, displayed in a flush cut on a platinum band will provide just the right adornment.

* Quirky. This bride is looking for ways to inject her and her partner’s personalities into every aspect of the wedding day, whether through DIY details or a choreographed first dance.

Ring type: A platinum tension setting with an unconventional gemstone creates a unique look.

Lastly, wedding bands are important symbols of your lifelong commitment, so even if your band styles don’t match, at least look to share the same metal. To learn more, visit www.preciousplatinum.com/designgallery.

Wedding Flower Tips and Savings

Courtesy of I Just Said Yes Ahhh….the beautiful look and scent of flowers.  It’s so elegant to see a wedding set up with flowers in vibrant colors to match your wedding theme.  The aroma when you walk into the room feels as if you are entering a spa.

Flowers can be very costly but there are ways you can save money.  Always try to select flowers that are in season.  For the ceremony you will need personal flowers, i.e. bouquets for the bride and bridesmaids, and mother of the bride and groom, boutonnieres for the groom, father of the bride/groom, all groomsmen and sometimes grandparents too.    If you decide to purchase large arrangements for the ceremony ensure that someone has them moved to the reception venue.  If you are going to spend the money on ceremony florals then make sure you can re-use them somewhere in your reception hall

Once you have chosen the type of floral arrangements for your wedding reception you can cut down your cost by placing the flowers at every other or every 3rd guest table.  For the table without the florals provide a beautiful tall glass holder with floating candle.  This alone will save your budget by half and actually looks really nice with alternating centerpieces. Just a quick tip….if you want your guests to be able to see each other across the table, the centerpieces should either be above or below eye level, or about 14 inches.

If you select a wedding date around a Holiday remember that most venues have decor already done so that will definitely save you money as well.  You may have to provide minimum decor.

If real flowers are just not in your budget then try to arrange your own centerpieces with silk.  You won’t believe how some arrangements look so real but it is not until you touch them that you realize it’s silk.

Do your investigative work before you go and look around.  Know the type of flowers, what’s in season and rough idea on costs.    Surf the net, read wedding books and ask friends and family for referrals.  Then, shop around to various florist shops in your area and explain what you are looking for and don’t forget to check the larger grocery store chains.  Some of their floral arrangements will surprise you!


3 Head Table Ideas for Your Wedding Reception

Personalization of your wedding is continuing as a strong trend. How the bride and groom set up their “Head Table” says a lot about their personality. The head table can be a key element in your decor plans.

It is reminiscent of the King’s table during a feast. The bride and groom sit at a designated table during the dinner as a place of honor and focus. Typically a boy/girl alternation is used starting with the Best Man and Maid of Honor.

However, in today’s wedding receptions – the traditional gives way to the personal. Brides and grooms have other options for a head table.

Double Decker Table: Some weddings have huge bridal and groomal parties. One table may not fit the room. So you have have two head tables stacked on platforms.


Sweetheart Table: A special table set just for the bride and groom. The wedding parties are dispersed with other guests. It is also a great idea if there are small children that need to be with their parents for the meal. Then it becomes a family table.


No Table: I am seeing more couples choosing to sit among their guests. There is no special table. Maybe a couple of designated chairs – but that is it. This is believed to be a more casual and intimate seating arrangement.


Whatever the couple choose, it is a key decision in the reception decor. Where the bride and groom sit can set the tone for the celebration… from formal traditional to casual.

How to Choose your Wedding Party

By Genevieve Pelletier
Photo: Mike Elford Photography

At the very beginning of wedding planning a million tasks run through your head. Where to have the wedding, what will the theme be, and for goodness sakes who is going to pay for it all? One of the many exciting jobs is picking the wedding party. This in theory sounds simple; just pick the people who you are closest with. Yet, when you actually sit down to choose, you realize it’s just not that easy. Do you choose family, high school friends, college friends, people from work? What if you were close in high school, but aren’t close now? What if you are currently best friends, but only met a year ago? There are so many factors that play into the decision. You don’t want to hurt any feelings, but you also want to ensure your wedding goes as perfectly as possible. There are no specific rules on who to pick, and why, but here are a few things to keep in mind when choosing who will stand beside you on this important day.

  1. Keep in mind the size of your guest list

The truth is you can have as many attendants as you would like, but it is best to keep in mind the size of your entire wedding. If you are choosing to have a small intimate affair of forty people, maybe choosing a ten person wedding party isn’t the best idea. You don’t want half you wedding guests sitting at the head table.  A general rule recommended by many experts is one bridesmaid and one groomsman for every fifty guests. That is a good target to help you narrow down how many people to pick.

Also keep in mind the size of your venue. If you are choosing to get married at the Rockcliffe Pavilion,  then there is comfortably room for less than five people on each side. On the other hand, if you are getting married at the Notre Dame Cathedral, you can fit all of Manotick, and half of Navan in front with you. If you don’t want your attendants standing on top of each other, it is best to keep your venue in mind when choosing.

  1. Who is paying for all this ?

Will you be paying for the wedding parties clothing, hair, make-up and accessories ? If the answer is yes than you will have to sit down and think about your budget before beginning to ask people.  Asking ten people may seem like a great idea, but if you consider every additional bridesmaid, for example, needs a two hundred dollar dress, sixty dollar hair appointment, and forty dollar shoes, the cost can add up quickly. Since in this situation, every additional person is another three hundred dollars, you have to consider if that is worth it to you.

If your attendants are paying for themselves think if the person you want to ask can realistically afford it. Some people will find it hard to say no, even if it will put them in real financial distress. That is not a situation you want to put your friends and family in.

  1. Select your main attendants

This is usually the Maid ( or Matron ) of Honour and the Best Man. Traditional a couple will pick one woman and one man to fill these roles. Some brides and grooms opt for two because they have two people they would like to recognize. An example would be a best friend and sibling. It would be to difficult to choose one and hurt the others feelings. So they choose both. Just be warned that if you decide to go this route it is in everyones best interest to go with two people who will get along. There are a lot of important decisions they will have to make, and it will become difficult if they do not agree on the fundamentals.

There is a growing trend these days of asking your Maid ( Matron ) of Honour or Best Man in a big way. While I don’t recommend the approach my groom took to ask his best man; while getting ridiculous tattoos at Planet Ink Tattoo Studio. Something classier might be more appropriate. How about asking her over High Tea at the Fairmount Chateau Laurier, or asking him over tradition straight razor shaves at the House of Barons on Sussex. This is one of the most important questions you will ever ask someone. Make it special.


  1.  Choose wedding attendants who you can count on

Many couples believe they don’t need help in the planning process, just to find themselves overwhelmed and looking for just that. Choose people who will be willing to help you in your time of need. This is not to say they will be at your command, but that are willing to lend a helping hand when needed. A good idea is to explain to your attendants exactly what you are looking for from them. This way no one is left confused about their roles.

  1. Remember to look within your family and your future in-laws

It’s easy to immediately think of friends to ask. After all they are probably who you spend the most time with, and who you have the most in common with. Just remember if you choose to ask only friends there might be some hurt feelings from family members. Maybe your sister has always dreamt about being your Maid of Honour, or your brother already has half the bachelor party planned. You don’t want to make a choice for one day, that might affect another relationship forever.

  1. Roles do not have to be gender specific

Long gone are the days where only females can stand beside the bride, and males beside the groom. We live in a city where women marry men, men marry men, women marry women, and others identify with no gender at all. We are free to pick whoever we want to stand beside us. If you are female and your best friend is a male, make him the Man of Honour. If you are the groom and want your sister beside you, make her the Best Woman. Consider also getting rid of the titles all together, or call everyone Best People. Just do not let gender decide who stands where.

Whoever you pick, just make sure you pick the people you love, and make sure to honour them. These will be the people who stand beside you on this big day, but most importantly, these are the people who stand beside you every other day of your life. That’s what matters most.

Be the Best Bride Ever: 3 Ways to Spoil Your Wedding Guests

Nearly a quarter of the couples who got married in 2013 held a destination wedding, reports the Real Weddings Survey. These elaborate affairs cost significantly more for guests to attend as travel and lodging add to the expense. If you plan to gather family and friends elsewhere to witness your exchange of vows, treat them right before, during and after the trip.

Arrange for a Reduced Room Rate

Certain resorts and hotels offer a lower group rate to destination wedding guests. If your ceremony and reception will take place at a resort, inquire with the property’s wedding planner about a reduced rate or additional amenities.

For a wedding taking place at a location without its own accommodations, such as if you were to get married in a church and have the reception at a restaurant, consider using a travel agency that specializes in group travel. They do all of the time-consuming rate research and have pre-existing relationships with many hotels. There are even online agencies like HotelPlanner, that return group rates from multiple hotels within minutes if you fill out an online form.

Secure your reduced room rate as early as possible in the wedding planning process so that you can send the information with your save-the-date card or invitation. Many guests of destination weddings turn the trip into a vacation for themselves.

Welcome Your Guests in Style

Show gratitude for the additional time and money required to attend your wedding by welcoming guests both in their room and with small gathering. Not only do floral companies offer bouquets and boutonnieres for the wedding party, they also can create an arrangement to place in each guest’s room. It will serve as a reminder of your appreciation throughout their stay. Be sure to personalize the accompanying card.

A day-before brunch or cocktail hour allows guests to meet or greet each other and see you before the big day. Or you can open up your rehearsal dinner to all who are attending the wedding.

Send a Small Thank You Gift

Thank you notes are a must and should be sent within three months, not the generally assumed one year, according to Emily Post. For guests who attend destination weddings, add a small gift that shows your gratitude once again. Your wedding will be a special day for both you and those attending. Give your guests only good memories of it. Try some of this cute ideas:

  • Framed photo: Instruct your wedding photographer to capture every guest. This can be as a couple, family or group of friends. Frame a small print as a memento, and send it off to your attendees.
  • Special souvenir: During your stay at the destination, purchase a small item that will remind your guests of the wedding. It need not be overly expensive, but avoid gifts that scream airport gift shop.
  • Personalized message: When sitting down to construct the perfect thank you note, mention their wedding gift and also a special moment you shared. The note doesn’t need be overly long, either. We advise three to five personalized sentences with a sincere closing.

Devon Captivated by a Beautiful Girl – Andrea

By Rev. Alan Viau

Their first encounter was fifteen years ago, Devon, a sophomore in high school looked back in the lineup at the school cafeteria and was captivated by a beautiful girl. The girl he would eventually marry; the girl who is standing before us today.

It took 4 years for Devon and Andrea to meet. Throughout high school they passed each other many times, but their paths never quite crossed. It was not until the beginning of university that Andrea received an email from Devon; a brief summary of the feelings that he had for her over those years. This email led to a conversation over text, to phone calls and finally to a date. This was the beginning of their remarkable relationship.

They have spent their 20s together, learned about the adult world, supported each other through disappointments and celebrated each others successes.

Finally, they were married at the Royal Ottawa Golf Club.


Devon & Andrea with mum and dad. Also with his brother and sister-in-law whom I wed two years ago… and their daughter.

But let’s go back a bit and see the wedding ceremony. Andrea arrived at the golf club just in time for the ceremony to start.


It was a very bright August afternoon and the sun poured in as she entered the room accompanied by her father.


They really impressed me by reciting their own touching vows from memory. Very few couples have been able to accomplish this.


And with a kiss they were married…and with a champagne toast the reception began.

I loved their sweetheart table.


and I know their cake was going to be fantastic because it was made with love by Sarah J’s Cupcakes.


Local sweet and salty treats for your wedding meal

By Genevieve Pelletier

Are you having an early morning breakfast for your guests the day after the wedding? Or having a brunch instead of the traditional late afternoon shower? Or maybe you’re just looking for something for the wedding party to munch on while they are getting ready before the ceremony. Whatever the occasion Ottawa bakeries have some incredible treats for you and your guests to snack on. From the sweet to the salty, these shops will not leave you disappointed.

The Scone Witch

Locations – 35 Beachwood Ave. and 150 Elgin St.

As someone who is not a fan of scones I admit I did not have high hopes for my first visit, but I was very pleasantly surprised. These scones are amazing. Not the “ these are pretty good “ kind of amazing, but the “ here take everything I own ” variety. I am a traditionalist and always go for the vanilla scone with strawberry jam, but for the more adventurous types, there are many to choose from. Imagine a Garden Tea Party themed wedding shower and your favourite ladies sitting around the table drinking an assortment of teas, all while enjoying a delicious scone. The Scone Witch also sells sandwiches and other food items for those a little hungrier. Their locations have plenty of seating, so why not treat your bridesmaids to an afternoon snack so they may get to know each other better? I must warn you though, once you try this bakery you will be hooked. It’s a scone addiction.

Art-Is-In Bakery

Location – 250 City Centre Ave. Unit 112

Inspired by a cross of the boulangeries of Paris and the cafes of Brooklyn, Art-Is-In describes itself as a bakery built to satisfy any craving. This restaurant has been featured on Food Network Canada’s “You Gotta Eat Here”, and for good reason. You really do have to try this place, because it is simple food done beautifully. They understand if you take fresh, and wonderful ingredients, that food doesn’t have to be overly fancy to be good. Come here and pick up some freshly made bread for those little sandwiches people love so much at rehearsals and showers. There will never be an explanation why an egg salad sandwich, cut in triangles with the crust cut off, tastes better than a normal sandwich, but it’s easy to understand why this place is so great. You really do have to eat here.

Rideau Bakery

Locations – 384 Rideau St. and 1666 Bank St.

Rideau Bakery has been family owned and operated since 1930.  This is one of those places that if you are a local to Ottawa, you know about. You have shopped there, your parents have shopped there, and your grandparents only shopped there. They have everything from wedding cakes, fresh breads, buns, cookies, desserts and everything in between. Simple small desserts can make a big impression at any event. Why not chose from their selection of mini cakes or donuts ? Instead of serving a traditional cake, serve your guests an assortment of their incredible cupcakes. If you can’t decide on one type ask any of their always helpful staff to recommend a variety of customer favourites.  Weddings are about families. There is something special about shopping at a family business. I don’t know if it’s the fact you can imagine all the people behind the counter have Sunday dinner together, or that there seems to be more love in the product. There is just something special. It’s a nice feeling to share that love with your family.

Food seems to taste better when it’s local. You and your guests will feel good about supporting a local business. With the added bonus of an amazing dessert as your reward.